Yo, ho, all hands

Hoist the colours high

Heave ho, thieves and beggars

Never shall we die

May not be super intuitive, but getting rid of them is intellectually lazy. If you know an hour is 60 minutes, it makes enough sense.

If an hour is 60 minutes, 60/12 is 5 minutes per number on the clock. Long hand is minutes because there are more minutes in a day than hours. Or at least that’s how I can rationalize it.

If you can explain an analog clock that quickly, it’s just lazy for them to not learn it. It also has cross application to make people more comfortable with mental math and multiples commonly seen in trigonometry.

Credit cards are fine for people who can control their spending. I never pay interest, so I get my rewards for free and am building my credit. If you cannot control your spending habits, you might consider a card with a low limit.